Service
The admin that eats your week, handled by someone else.
Bookkeeping, payroll and VAT are relatively basic accounting requirements that soak up an enormous amount of time. We take them off you entirely, at a fixed monthly fee.
- Fixed monthly fee, agreed up front
- MTD-compatible VAT filing
- Full PAYE and auto-enrolment
Why outsource it at all
Because your hourly value doing the thing your business actually sells is higher than the cost of us doing the books. That is the entire argument, and for most owner-managed businesses the sums are not close. There is also a quieter benefit: books kept properly during the year make the annual accounts cheaper, the tax bill more predictable and the VAT return a non-event.
Bookkeeping
- Purchase and sales ledger maintained monthly or quarterly
- Bank reconciliation, so the figures actually agree to the bank
- Digital record keeping that satisfies Making Tax Digital
- Credit control reporting — who owes you what, and for how long
- Records handed straight into your year end, cutting that fee
Payroll
- Weekly, fortnightly, four-weekly or monthly payroll runs
- Real Time Information submissions to HMRC every pay period
- Payslips, P60s, P45s and starter checklists
- Statutory sick, maternity, paternity and holiday pay calculated
- Pension auto-enrolment assessment, submissions and re-enrolment
- Directors’ payroll set at the efficient level for the year
VAT
- VAT registration and deregistration
- Quarterly returns prepared, checked and filed under Making Tax Digital
- Advice on the right scheme — standard, cash accounting, flat rate, annual accounting
- Partial exemption, reverse charge and CIS treated correctly
- Domestic reverse charge for construction handled properly
A word on the Construction Industry Scheme
Redditch has a lot of building trade, and CIS causes more avoidable pain than almost anything else we see: unverified subcontractors, missed monthly returns, and subcontractors owed refunds they never claim. We run CIS returns and reclaim overpaid deductions as part of the payroll service.
Who this suits
- VAT-registered trades
- Employers of any size
- Construction businesses under CIS
- Anyone doing books at 10pm
- Businesses preparing for MTD
Works well with
- Annual accounts
- Making Tax Digital
- Sage setup and training
Talk it through
A free, no-obligation conversation about your situation. No sales pitch.
Common questions
Do I have to change my software?
Not necessarily. We work with Sage, Xero, QuickBooks and FreeAgent, and we can work from spreadsheets or paper where volumes are low — though MTD is steadily narrowing that option. We will tell you honestly whether changing is worth the disruption.
How much does payroll cost?
Payroll is priced per payslip per run, with a small fixed element for the RTI submissions and year-end filings. Small payrolls are inexpensive. We quote the exact figure before you commit.
When do I have to register for VAT?
When your VAT-taxable turnover exceeds the registration threshold in any rolling twelve-month period, or if you expect to exceed it in the next thirty days alone. Voluntary registration below the threshold is sometimes worth it — we will tell you whether it is in your case.
What is auto-enrolment and does it apply to me?
If you employ at least one person who meets the age and earnings criteria, you must enrol them into a workplace pension and contribute. It applies to very small employers too. We handle assessment, enrolment, submissions and the three-yearly re-enrolment.
Can you do just VAT and nothing else?
Yes. There is no minimum bundle. Plenty of clients use us for one service only.
Let’s take this off your plate.
A free, informal, no-obligation conversation. Bring your questions — leave with a fixed-fee quote.